Best credit cards Discussion of the basics
If you and the customer service representative cannot come to an agreement, thank them, end the call, and try again another day, when your call might be answered by a representative who is more inclined or able to help. (Although customer service representatives are required to follow regulations, they have some leeway in how far they are willing to go for a given customer. ) People who tried this method discovered that over half the time, their credit card company was willing to reduce their interest rates. On average, their rates dropped 5 to 6 percent. A few people saw their interest rates cut in half.